TERMS OF USE

The information contained on this Website is provided for general information purposes only and should not be regarded as financial, legal, tax, or professional advice.

Whilst we endeavour to ensure that the information on this Website is accurate and up to date, Vista Solutions makes no representations or warranties, express or implied, regarding the completeness, accuracy, reliability, or suitability of any information, products, services, or related content contained on this Website.

The content published on this Website does not constitute financial advice, mortgage advice, investment advice, insurance advice, or a recommendation to enter into any financial product or transaction.

Any finance or insurance solution should be considered in light of your individual circumstances and objectives. You should seek professional advice before making any financial decisions.

By using this Website, you confirm that:

• You are at least 18 years of age.
• You are legally capable of entering into binding agreements.
• Any information you provide is accurate and complete.

All lending and insurance products are subject to:

• Status and eligibility.
• Lender and insurer acceptance criteria.
• Affordability assessments.
• Credit checks where applicable.
• Relevant regulatory requirements.

The availability of any product or service featured on this Website does not guarantee approval or acceptance by any lender or insurer.

Information relating to life insurance, critical illness cover, income protection, business protection, buildings insurance, and contents insurance is provided for general guidance purposes only.

Policy benefits, exclusions, limitations, premiums, and eligibility criteria vary between providers. Full details are available within individual policy documentation.

All content on this Website, including but not limited to:

• Text
• Graphics
• Logos
• Images
• Downloads
• Website design
• Marketing materials

is the property of Vista Solutions or its licensors and is protected by applicable intellectual property laws.

You may view, download, and print content for personal and non-commercial use only.

You may not:

• Copy or reproduce Website content for commercial purposes.
• Modify Website content.
• Republish Website materials without written consent.
• Use Website content in a misleading or unlawful manner.

This Website may contain links to third-party websites for your convenience.

Vista Solutions:

• Has no control over such websites.
• Accepts no responsibility for their content.
• Does not endorse products or services offered through those websites.

Users access third-party websites at their own risk.

To the fullest extent permitted by law, Vista Solutions shall not be liable for any:

• Direct losses
• Indirect losses
• Consequential losses
• Loss of profits
• Loss of business opportunities
• Loss of data
• Financial losses

arising from the use of, or inability to use, this Website.

Nothing in these Terms of Use excludes liability for death, personal injury, fraud, or any other liability that cannot be excluded under applicable law.

When using this Website, you agree not to:

• Use the Website for unlawful purposes.
• Transmit malware, viruses, or harmful code.
• Attempt to gain unauthorised access to systems or data.
• Interfere with the operation or security of the Website.
• Submit false or misleading information.

Vista Solutions reserves the right to restrict or terminate access to users who breach these terms.

Any personal information submitted through this Website will be processed in accordance with our Privacy Policy and applicable UK data protection legislation, including the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.

Please refer to our Privacy Policy for further details regarding how your information is collected, used, stored, and protected.

By submitting an enquiry through this Website, you consent to Vista Solutions contacting you by:

• Telephone
• Email
• SMS
• Other electronic communication methods

for the purpose of responding to your enquiry and discussing relevant products and services.

You may withdraw your consent at any time.

Where applicable, services offered by Vista Solutions may be subject to regulation by the Financial Conduct Authority (“FCA”) or other relevant regulatory bodies.

Further regulatory information, including authorisation details where applicable, will be provided separately and should be displayed within the Website footer and regulatory disclosure sections.

Vista Solutions does not guarantee uninterrupted access to the Website and reserves the right to:

• Modify content.
• Suspend access.
• Withdraw services.
• Update functionality.

at any time without prior notice.

We reserve the right to amend these Terms of Use at any time. Any changes will be published on this page and will take effect immediately upon publication.

Users are encouraged to review these Terms regularly.

These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales.

Any disputes arising from the use of this Website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Capital Finance Brokers Limited

Email: [email protected]

Telephone: 0207 126 8515

Website: www.capitalfinance.co.uk

Vista Solutions is a trading name of Capital Finance Brokers Limited.